San Marcos, TX Homeowners Insurance Coverage

Count on Benchmark Insurance Group to provide insurance for your home, whether it’s an apartment, condo, house, lake home, high-value home or historic property in Texas. We represent many insurance companies, so we can help you find the best coverage at the best possible price.

Home insurance quotes are easy to come by. We back ours with long-term, friendly service you can count on when you need it most.

Home insurance policies vary, but you can generally expect four main components:

• Coverage for the property and other structures
• Replacement of personal property and contents up to policy limits
• Liability coverage for medical costs and legal protection
• Living expenses for temporary housing during covered repairs or replacement

We Insure Historic Homes

If you visit the stately blue home we use for our San Marcos agency, you will immediately see why we understand historic homes. Insuring historic Texas property has some unique considerations, and Benchmark can be your source for information and proper insurance protection. Some insurance companies may penalize you with higher premiums based purely on the age of your home. We represent insurance companies that insure historic homes, which means their policies are written to protect the integrity of older property. If your home is damaged by a covered incident, the insurance policy may cover custom restoration of like-kind and quality.

High-Value Homes

You may own a high-value home in town or on the lake. It is wise to trust those properties to an insurance agency that is readily available for thorough consultations and prompt response. We are your agency.

We represent insurance companies that focus on the unique needs of high-value homes. For example, Chubb Insurance and others have special policies that provide extra protection for your valuable lake home. We can help you arrange for a property appraisal and offer suggestions how to limit the risks of owning high-value property. We can also provide information you may find helpful on umbrella insurance.

Do I Need to Insure My Jewelry?

One benefit of working with local, independent insurance account executives is that we take the time to get to know you to fully understand your lifestyle. If you own jewelry, gun collections or other valuable assets, we may recommend adding extra protection on your homeowners insurance policy to cover them in the event of loss or theft. Talk to us about whether you may want an appraisal and personal property insurance.

Count on Benchmark for Competitive Home Insurance Rates

Like many of our loyal customers from San Marcos, Kyle, New Braunfels, Wimberley, Buda, Lockhart, Seguin and other Texas communities, you may rely on Benchmark Insurance Group to advise you on home insurance, claims settlements, landlords insurance and so much more. Contact our experienced agents today for a free Texas home insurance quote. We may be able to combine your home insurance and auto insurance for a multi-policy discount.