San Marcos, TX Contractors Insurance

Throughout Central Texas, contractors turn to Benchmark Insurance Group for surety bonds and insurance. Whether you are a self-employed artisan, a developer or a general contractor, insurance needs to be a top priority. Our San Marcos, TX, agency will customize a solution to protect your business as efficiently as possible.

Property Insurance

Depending on the type of contractor you are and the job sites where you work, there are various types of property insurance and floaters for added coverage. As account executives experienced with insurance packages for contractors, we will help you be confident the equipment and tools you use are covered wherever the work takes you.

Surety Bonds and Certificates

The job usually can’t start until you secure proper paperwork, such as surety bonds or certificates of insurance. Completion bonds protect all interested parties and are an essential aspect of your operation. We can produce the proper bonds quickly and conveniently so you can focus on the job.

Liability Coverage

Lawsuits can happen during a construction job or after the work is done. Liability insurance helps protect contractors in cases where someone sues your business. Benchmark Insurance Group will take the time necessary to examine your risks and recommend liability protection to ensure you are covered. We also offer contractors professional liability insurance, a fairly new type of coverage developed in the 1990s, to protect a contractor’s liability for design errors or omissions (E&O), either annually or for specific jobs.

Commercial Vehicle Insurance

Company trucks and vans need special commercial vehicle insurance. Artisan contractors and general contractors may have different requirements for their vehicles, and we are equipped to handle all of them. Personal auto insurance is not sufficient in most cases for work purposes, and relying on it may put both your financial situation and construction business at risk. We have established relationships with many reputable insurance companies, which means we can get coverage customized to your needs at an affordable price.

Workers Comp Protects Against Injury on the Job

Though workers compensation insurance is not required in Texas, there are many reasons to add the coverage to your protection package. Even if you have just one employee, it’s wise to consider workers comp to protect both of you in the event of an on-the-job accident. Are you sure whether your worker is an independent contractor or employee? We will help you classify correctly. You owe it to yourself to learn more about Texas workers comp.

Builders Risk Protects You

You may be required to secure builders risk insurance in certain circumstances to protect your work should a construction job be destroyed before the work is done. It is an effective way to cover the investment in materials and equipment until the project is completed. It will cover damage from theft, vandalism, fire, windstorms and other situations while the construction project is underway. We can help you determine which type of builders risk you may need and structure the policy for short-term needs or in such a way that it rolls from project to project.

Contact Us for Texas Contractors Insurance

Whether you install drywall, air conditioning or electrical, we can present competitive contractors insurance quotes from multiple insurance companies, and you can choose the best solution for you. From offices in San Marcos, we assist contractors in Kyle, New Braunfels, Wimberley, Buda, Lockhart, Seguin and numerous other communities throughout Central Texas. Contact Benchmark Insurance Group to get started.