When your teenager starts driving it can be a scary yet liberating experience for both of you. You need to make sure your teen is safe behind the wheel and understand your expectations. In addition, you need to protect yourself and your teen by making sure you have sufficient car insurance.
When your teenager gets his or her driver’s license, you must immediately add them to your auto insurance policy. Most Texas personal auto insurance policies extend liability coverage to anyone driving one of your covered vehicles with
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What to do When Your Teenager Starts to Drive
Tips to Prepare Your Home for Vacation
Getting ready to head out for a vacation? Be sure to take all of the necessary precautions to keep your home safe while you are away. You can avoid the stress of worrying, and make sure you don’t come home to a disaster.
Tell someone you can trust—family, friends or neighbors—the exact dates you will be gone and ask them to keep an eye on your home. On the other hand, don’t broadcast your plans on social media or to anyone else who doesn’t absolutely have to know of your whereabouts.
Leave a key to your home with
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When Looking At Historic Home Insurance Be Careful What You Buy
If you live in a historic home how serious are you about preserving its heritage? Living in a community or property that has historical significance can be exciting and fun, but you can also enjoy elevated real estate values, so long as you look after the property carefully.
When insuring historic homes what type of coverage should you look for? You need to have all your replacement options covered. Will you be opting for full restoration, or something not quite as authentic? It's important to check your historic home
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Should I Insure My Personal Cars on My Business Auto Policy?
Business owners might have many good reasons to want to insure all of their vehicles on their business auto insurance. But there are just as many reasons why you should not.
Your business auto policy is designed to cover vehicles owned by or leased to your business while you or your employees are driving them for business purposes. A business auto policy may not provide adequate coverage for you or your family if you have an accident when using a vehicle for personal use. While your attorney or accountant may find
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Administer Workforce Safety and Make Sure Your Business Insurance Is Adequate
Workforce safety must be at the top of the list when it comes to a business owner’s responsibilities. Not only does the business have a moral responsibility to ensure that its employees are safe, but the Occupational Safety And Health Administration has a wide range of federal regulations that cover policies and procedures.
Let's have a look at what you are required to consider when undertaking maintenance and servicing of machines in your business, as an example.
Note that above everything else you have to ensure that
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Why Your Nonprofit Should Be Particularly Careful With Directors And Officers Insurance
Business insurance can often be very difficult to understand. If you're not sure then it's really a good idea to discuss this with your insurance agent who is an expert in these matters. All too often the Board of Directors of a nonprofit organization finds out the hard way that this "uncertainty" was well-founded.
Often, general liability insurance may not cover specific issues associated with "the people at the top." In fact, we can draw distinctions between general liability and directors and officers insurance, which
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Pollution Liability Insurance Protects Contractors from Hazardous Waste Claims
Pollution liability insurance protects companies against liability claims stemming from damage caused by hazardous waste materials. It is needed by businesses that produce hazardous waste emissions during manufacturing. The types of companies that should purchase pollution liability coverage include:
General contractors, including commercial, residential, municipal, highway/road contractors, maintenance, mechanical, demolition, industrial, excavation, grading
Trade contractors, including HVAC, paving, carpentry and
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Don’t Let Winter Travel Problems Spoil Your Merry Christmas
The consumer advocacy publication Consumer Reports offers a variety of tips for safe travel at Christmas time.
Have a full tank of gas before you leave.
Check your fluids and tire pressure and make adjustments if necessary.
Bring a winter emergency kit that includes a flashlight, blankets, a first aid kit, some basic tools, water, snacks, an ice scraper and snowbrush, a towrope, jumper cables and sand or kitty litter (for traction if you get stuck).
Pack lightly and don’t overload your car. Also be sure to pack
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Safety Tips for Indoor and Outdoor Christmas Lights
Christmas tree lights can cause electric shock and fire. According to the U.S. Consumer Product Safety Commission, one-fifth of the injuries from holiday decorations treated in hospital emergency rooms are associated with Christmas tree lights. And Christmas trees are involved in nearly 400 fires every year, according to the National Fire Protection Association, resulting in more than a dozen deaths, dozens of injuries and more than $10 million in property damage and loss. Short circuiting lights are cited as the main cause
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Find Independence from Multiple Quote Forms
Searching for insurance coverage alone can be a confusing experience: you may not know your exact coverage requirements, who to turn to for a quote or what types of policies offer the best protection for your needs. Fortunately, your search for insurance does not have to be undertaken alone.
By working with our independent agents at Benchmark Insurance Group, you can streamline your search for coverage.
Eliminate Confusing Forms
Requesting an insurance quote online can be frustrating. Standard forms may require
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